Loan repayment is deducted from your federal tax refund and reduces the subsequent refund amount paid directly to you. You will not receive a final decision of whether you are approved for the loan until after you file your taxes. Your loan amount will be based on a portion of your anticipated federal refund to a maximum of 50% of that refund amount. Not all consumers will qualify for a loan or for the maximum loan amount. NOTE: If you previously opened a Credit Karma Money™ Spend (checking) account and that account has been closed, you will not be eligible for Refund Advance. Please see Credit Karma Money Spend Account Terms and Disclosures for details. Opening a Credit Karma Money™ Spend (checking) account is subject to eligibility. Maximum balance and transfer limits apply. Additional requirements: You must (a) e-file your federal tax return with TurboTax and (b) open a Credit Karma Money Spend (checking) account with MVB Bank, Inc., Member FDIC. You will not be eligible for the loan if: (1) your physical address is located outside of the United States, a US territory, a PO box or a prison address, (2) your physical address is in one of the following states: IL, CT, or NC, (3) you are less than 18 years old, (4) the tax return filed is on behalf of a deceased person, (5) you are filing certain IRS Forms (1310, 4852, 4684, 4868, 1040SS, 1040PR, 1040X, 8888, or 8862), (6) your expected refund amount is less than $500, or (7) you did not receive Forms W-2 or 1099-R or you are not reporting income on Sched C. Additional fees may apply for other products and services. Paying with your federal refund is not required for the Refund Advance loan. Separate fees may apply if you choose to pay for TurboTax with your federal refund. (NMLS # 1889291), a subsidiary of Intuit Inc. Refund Advance is facilitated by Intuit TT Offerings Inc. Offer, eligibility, and availability subject to change without further notice. This Refund Advance offer expires on February 15, 2024, or the date that available funds have been exhausted, whichever comes first. Availability of the Refund Advance is subject to satisfaction of identity verification, certain security requirements, eligibility criteria, and underwriting standards. Refund Advance is a loan based upon your anticipated refund and is not the refund itself. If you are receiving a federal refund of $500 or more, you could be eligible for a Refund Advance, a loan provided by First Century Bank, N.A., Member FDIC, not affiliated with MVB Bank, Inc., Member FDIC. † Loan details and disclosures for the Refund Advance program: You could get money in seconds, most customers receive funds within 4 minutes of acceptance. Refund Advance is a loan provided by First Century Bank, N.A., Member FDIC, not affiliated with MVB Bank, Inc., Member FDIC.ĢIRS accepts returns starting late-Jan. Payor may not submit paycheck early.ġFor Credit Karma Money Spend (checking) account: Banking services provided by MVB Bank, Inc., Member FDIC. **Early access to paycheck is compared to standard payroll electronic deposit and is dependent on and subject to payor submitting payroll information to the bank before release date. Fees may apply for ATM transactions outside this network. *Free withdrawals available at ATMs in the Allpoint® network. Credit Karma Visa® Debit Card issued by MVB Bank, Inc., Member FDIC, pursuant to a license from Visa U.S.A. Get access to your paycheck up to 2 days early with direct deposit**īanking services provided by MVB Bank, Inc., Member FDIC.Free withdrawals at over 55,000 Allpoint® ATMs worldwide*. Plus, with a free to open Credit Karma Money™ checking account, you’ll have: The Credit Karma Visa® Debit Card can be used anywhere Visa® is accepted - including online, by phone, and in stores. Using a free to open Credit Karma Money™ checking account is an easy way to get your tax refund after filing with TurboTax.
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